Portfolio BUYER

​​​AVAILABLE - MiCamp (Fiserv) Portfolio Sale - AVAILABLE

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Portfolio Highlights
Monthly Net Residual Earnings (12-mo avg): $56,512.51
Active Merchant Counts (by platform): 57 MiCamp, 214 Active on FD PASO, 74 Auth Net
Concentration (Top 25% of accounts): 25 on FD PASO, 4 on MiCamp
Business Types: Restaurants, retail stores, grocery, moving companies, coffee shops, bars
Merchant Footprint: CA, TX, NY, FL, WA, NM, PA, NC, OR, CO, IL, MA, NJ, IN
Portfolio Age: 2–5 years
Attrition YTD (lost income): 10–15%
Merchant Mix: 80% retail / 20% CNP
Cash Discount Penetration: ~30% of merchants
Equipment Leasing: None
New Accounts: 4–6 new accounts per month (avg.)

Processing & Technology
Processor(s) w/ Agreements: FD / Fiserv (247 on FD) and 14 on TSYS
Processor Split: 80/20
Relationship Type: Agent of ISO
Gateways / Platforms: FD / TSYS / Auth.Net + Clover
POS Integrations: Clover
Merchant Contract Terms: 36 months
Early Termination Fee: $500
Typical Merchant Pricing: 2%–4%

Operational & Financial Details
Existing Liabilities / A/P: None
Sales Team: 9 agents (not including owner)
Seller Industry Tenure: 17 years
Transition Support: Seller available for 90 days warm transition
Key Timing Note: ~1 month left on key contracts
Right of First Refusal Status: Waived

Transaction Details
For Sale: 100% of residual
Reason for Sale: Fresh start
Seller Exiting Industry?: No
Seller Willing to Sign as Agent of Buyer?: Must write new business through MiCamp for next 12 months.

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​​​AVAILABLE - EMS (TSYS) Portfolio Sale - AVAILABLE

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Portfolio Highlights

• Monthly Net Residual Earnings: 84K

• Active Merchants: 500 (primarily retail, restaurant with tip, and e-commerce) on TSYS platform

• Top Accounts: 10 merchants represent the top 18% of the portfolio

• Business Types: 95% retail, 5% card-not-present

• Portfolio Age: 18 years

• Volume Attrition: 3 - 5% (6 months)

• Equipment Leasing: No leasing, but restaurant pinpad rentals available

• New Accounts: Average of 5 new accounts added per month

Processing & Technology

• Processor: EMS (Started at 50/50, then 70/30, and now 80/20)

• Gateway Providers: Auth.net, NMI, ePN

• POS Integrations: Heartland, Paysley, 2touch

• Merchant Contracts: Standard 3-year terms

• Early Termination Fee: $495

• Pricing Model: 10bps and $0.10 per transaction, $12 monthly fee

• Gift Card/Cash Advance Programs: Available for select merchants

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Operational & Financial Details

• No existing liabilities or accounts payable

• 8 subagents (Buyer will continue to pay downstream)

• Seller open to managing accounts and building new business post-sale

• Transition assistance: Gladly provided to ensure a smooth handover

• Why This Portfolio Stands Out

• 18 years of proven performance and stability

• Clean financials, no liabilities

• Strong technology integrations and growing cash discount program

• Seller willing to support transition and ongoing growth

Transaction Details

• Selling 5 of 6 office codes (not a carve-out)

• Seller is not exiting the industry and is open to ongoing partnership

• Transition assistance and account management available

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AVAILABLE - CardConnect Portfolio Sale - AVAILABLE

 

Portfolio Highlights:

• Monthly Net Residual Earnings: 116k/mo (12-month average)

• Active Merchants: 245 (primarily in Arizona & Michigan, with others nationwide)

• Top Accounts: 91 merchants represent the top 25% of the portfolio

• Business Types: 100% retail

• Portfolio Age: 14 years

• Attrition: Low 

• Equipment Leasing: Only 1% of merchants lease equipment

• New Accounts: Average of 5 new accounts added per month

 

Processing & Technology:

• Processor Split: 65/35 (Launch Program - No Costs)

• Gateway Providers: Auth.net on 15 accounts

• POS Integrations: Yes

• Merchant Contracts: Standard 3-year terms

• Early Termination Fee: 795

• Pricing Model: Cash Discount & Interchange

• Gift Card/Cash Advance Programs: 10 merchants enrolled

 

Operational & Financial Details:

• No existing liabilities or accounts payable

• No additional agents

• Seller is semi-retiring and will work passively in the industry

• Full portfolio is for sale (not a carve-out)

• Transition assistance: 90 days of post-sale support

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Why This Portfolio Stands Out: 

• 14 years of proven performance and stability

• 1.39M/year net residuals, 245 active retail merchants

• Clean financials, no liabilities

• Full portfolio available

• Transition support included

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​​​AVAILABLE - PayCompass Stream/Partial Sale - AVAILABLE

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Portfolio Highlights

• Guaranteed Monthly Net Residual Earnings: 10k of 25k (fixed for 24 months). Full residual would be redirected to Buyer for 2 years, then Buyer/Seller will select MIDs equal to 10k or buy the rest of portfolio. 

• Total Portfolio Average Residuals: 25k (12-month average)

• Active Merchants: 74 accounts, located in California

• Business Types: Diverse (90% retail)

• Portfolio Age: 3 years established

• Attrition Rate: 2025 5% (very low)

• Top Merchants: 10 merchants represent the top 25% of accounts

• Cash Discount Program: 40% of merchants enrolled
   

Key Features

• Merchant Contracts: Flexible terms (no standard contracts)

• Pricing Model: 40 bps typical merchant pricing

• POS Integration: A few Clover & Mynt

• Terminal Leasing: None (0% of merchants lease equipment)

• Early Termination Fee: $0

• Agent and Operational Details

• Agents: 1 additional agent (not including seller)

• Office Location: California

• Processor Split: 75/25 revenue split

Why This Portfolio Stands Out

• Guaranteed Income: Locked-in $10,000/month residual stream for 2 years

• Diversified Base: 74 merchants across various business types, primarily retail

• Value-Added Services: 40% of merchants utilize cash discount program

• Support Included: Seller will assist with transition and remain available for up to 2 years

• Clean Financials: No liabilities or accounts payable

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Seller Profile

• Why Selling: Raising capital funds

• Industry Status: Not exiting the industry; strategic capital move

• Willing to Stay On: Yes, as agent for buyer, and will provide transition support for 2 years.​​

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AVAILABLE  - Hard To Place Merchants Enterprise Sale - AVAILABLE 

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Monthly residual earnings (avg over last 12 months): 195k gross / 96k Net
Number of merchants? approx 400
Where merchants located? 98% USA 1 % EU 1% CDN.
Types of businesses? Hard to acquire accounts
What is your typical merchant pricing? Varies
What percentage of your merchants lease terminals? None
Inception of portfolio: Year? 2000
Attrition YTD (lost accounts): 3%
Platform? US and EU
How many agents? 1500 Referral Partners, 10-20 Active
Split with processor? Varies
Percentage of retail/moto/internet merchants? 1% retail , 85% ecomm, 14 % Moto
Gift card or cash advance program in place? NO
Direct with processor or agents of someone? 97% Direct
Gateway provider? NMI, Fluid pay , Authorize[dot]net , Inovio
Willing to stay on board? Yes, for earnout
Why selling? Eventual Retirement
Getting out of industry? Yes
Selling all or portion of residual? Enterprise Sale
Has your processor waived first right of refusal? Waived
Are there any existing liabilities or accounts payable? None
Average number of new accounts added per month? 10 New Accounts