AVAILABLE - Restaurant Cash Discount Portfolio - AVAILABLE

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Portfolio Highlights

• Monthly Net Residual Earnings: $17,504 (12-month average)

• Active Merchants: 51 accounts, located in the Midwest

• Business Types: 100% Restaurants

• Portfolio Age: Established in 2023

• New Accounts Growth: 3-5 new accounts added monthly

Key Features

• Merchant Contracts: No contracts

• Pricing Model: Cash Discount Pricing (100% of portfolio)

• Typical Merchant Pricing: 3.99%

• POS Integration: Clover system integration

• Terminal Leasing: None (0% of merchants lease terminals)

Agent and Operational Details

• Agents: No agents; all accounts are house accounts

• Office Location: Indiana

• Processor Split: 80/20 in favor of the seller

• Relationship Status: Agent relationship with processor

Why This Portfolio Stands Out

• Growth Potential: Strong acquisition rate with 3-5 new accounts added monthly

• Streamlined Business Model: 100% cash discount pricing model across all accounts

• Industry Specialization: Focused exclusively on the restaurant sector

• Modern Technology: Full Clover POS integration enhances merchant

• Financials: No liabilities or accounts payable

Reason for Sale

Purchase equipment. They are not exiting the industry and are willing to remain involved to ensure a smooth transition.

Additional Details

• Sale Terms: Selling all residuals (not a partial sale)

• Right of First Refusal: Processor has NOT waived the right of first refusal

• Seller Transition: Seller is willing to sign up as an agent of the buyer post-sale

• Merchant Portfolio: 100% restaurant businesses with no card-not-present transactions

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AVAILABLE - Volt/Fiserv Agent Portfolio - AVAILABLE

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Portfolio Highlights

• Monthly Net Residual Earnings: $19,000 (average over the last 6 months)

• Active Merchants: 181 accounts, all located in Puerto Rico

• Business Types: 95% retail, 5% card-not-present (CNP), including restaurants, beauty, auto, and service industries

• Portfolio Age: 1 year

• Attrition YTD: Zero lost income reported

Key Features

• Merchant Contracts: Standard contracts with a $295 early termination fee

• Pricing Model: Interchange Plus (IC+)

• Cash Discounting: Not utilized

• Terminal Leasing: 35% of merchants lease terminals

• Gateway Providers: NMI, Authorize.net

Agent and Operational Details

• Agents: 3 agents work under the seller (will be bought out)

• New Accounts Added: 12 per month on average

• Office Location: San Juan, PR

• Processor Split: 80/20 in favor of the seller

Why This Portfolio Stands Out

• Zero Attrition: No lost income reported YTD, demonstrating portfolio stability.

• Strong Growth Potential: Opportunity to expand with the Buyer bringing additional merchants and marketing strategies.

• Diverse Merchant Base: Focused on retail and service industries, with a mix of terminal leasing and gateway solutions.

• Clean Financials: No liabilities or accounts payable.

Reason for Sale

The seller is expanding into ISV opportunities but is not exiting the industry. They are selling 70% of their residuals to fund this expansion.

Additional Details

• Selling 70% of Residuals: The seller is retaining 30% of the portfolio.

• Right of First Refusal: The processor has not yet waived the right of first refusal.

• Time Left on Contracts: Contracts are in place with auto-renewal.​​​​​​

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AVAILABLE  - Hard To Place Merchants Enterprise Sale - AVAILABLE 

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Monthly residual earnings (avg over last 12 months): 195k gross / 96k Net
Number of merchants? approx 400
Where merchants located? 98% USA 1 % EU 1% CDN.
Types of businesses? Hard to acquire accounts
What is your typical merchant pricing? Varies
What percentage of your merchants lease terminals? None
Inception of portfolio: Year? 2000
Attrition YTD (lost accounts): 3%
Platform? US and EU
How many agents? 1500 Referral Partners, 10-20 Active
Split with processor? Varies
Percentage of retail/moto/internet merchants? 1% retail , 85% ecom, 14 % Moto
Gift card or cash advance program in place? NO
Direct with processor or agents of someone? 97% Direct
Gateway provider? NMI, Fluid pay , Authorize[dot]net , Inovio
Willing to stay on board? Yes, for earnout
Why selling? Eventual Retirement
Getting out of industry? Yes
Selling all or portion of residual? Enterprise Sale
Has your processor waived first right of refusal? Waived
Are there any existing liabilities or accounts payable? None
Average number of new accounts added per month? 10 New Accounts

 

AVAILABLE - Data Driven Omni-Channel Platform - AVAILABLE​

 

Over $20M invested into a cutting-edge FinTech platform, hosted on Microsoft Azure and PCI Level 1 Certified. This advanced platform is supported by its founding engineering and merchant services teams, ready to propel your business into a leadership position in business services—far beyond just payments.

The Swiss Army Knife of Digital Payment Solutions

Our platform is a true Omni-Channel solution, designed to meet the needs of B2B, B2C, and C2B markets across in-person, mobile, and online channels. It provides scalable business and transactional processing for both Enterprises and SMBs.

Key Features and Capabilities

The platform supports all payment types, including:

• Card, ACH, cash, crypto, split pay, multi-tender, stored value, and more.

• Robust APIs (think Stripe) for seamless integration.

• Gateway solutions (iFrames, Widgets, CNP, CP).

• Event management tools (think Eventbrite).

• POS systems (think Square) and mobile payment apps (native Android and iOS).

• E-commerce solutions (think Lightspeed) with inventory management.

• Accounts Receivable (A/R) and Accounts Payable (A/P) tools, including:

  • Payment requests, invoicing, text-to-pay, and ACH solutions.

  • Recurring and on-demand contracts.

  • Membership management and e-boarding.

Additional services include PayFac, B2B payments, outreach tools (Engage), and more—making this platform a one-stop shop for modern payment and business needs.

Unmatched Value for Software Platforms

If you’re a software platform currently outsourcing payments to another acquirer, we can significantly improve your margins. As a wholesale ISO/MSP with buy rates below 3bps over interchange, we manage risk and underwriting in-house, including AML, KYC, and BSA support for both acquiring and issuing services.

 

Our platform is currently integrated with TSYS, and our diverse portfolio includes a recently signed 3-year agreement with one of the largest hospital groups in North America for software and payment services.