Portfolio BUYER

AVAILABLE - Payarc/TSYS - AVAILABLE 

 

Monthly net residual earnings (avg over last 12 months): $6,800 
Number of active merchants? 7
Where your office is located? FL
Where are merchants located? OH
Types of businesses? NEW AUTO AND TRUCK DEALERS
POS integration? NO
Merchant contracts? YES
Early Termination Fee? YES
What is your typical merchant pricing? INTERCHANGE PLUS
Cash Discount? NO
If Cash Discount, what % of portfolio? N/A
What percentage of your merchants lease terminals? NONE
Age of portfolio: Year? 10+ YEARS
Number of merchants in the top 25% of accounts: 2
Attrition YTD (lost income): ZERO
How many agents (not including yourself)? NONE
Split with processor? 90%/10%
Percentage of retail/CNP merchants? 100% FACE TO FACE RETAIL
Gift card or cash advance program in place? NO
Direct with processor or agents of ISO? DIRECT
Gateway provider? TSYS/PAYARC
Time left on contract?  N/A
Willing to sign up as agent of buyer? NO
Why selling? CAPITAL
Getting out of industry? NO
Selling all or portion of residual? 
If selling portion, how much?  PORTION, 5%
Has your processor waived right of first refusal? YES
Are there any existing liabilities or accounts payable? NO
Average number of new accounts added per month? 15

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LOI - CardConnect Portfolio - LOI

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Monthly net residual earnings (avg over last 12 months): 60k
Number of active merchants? 100
Where your office is located? Nationwide
Where are merchants located? Mostly Midwest
Types of businesses? Brick and Mortar
POS integration? Clover, Paradise, and more
Merchant contracts? 80%+ are in 3-5 year contracts 
Early Termination Fee? Ranging from 500 - 3000
Merchant pricing? IC/DA, a few tiered, flat rate, surcharge, etc.
Cash Discount? None
What percentage of your merchants lease terminals? 0%
Age of portfolio: Year? 2020 - to present
How many agents (not including yourself)? 10 - Bought out at closing
Split with processor? 90%
Percentage of retail/CNP merchants? 98% Retail, 2% CNP
Gift card or cash advance program in place? Yes
Direct with processor or agents of ISO? Direct with Processor
Gateway provider? 5 Major Gateways
Time left on contract? 80%
Willing to sign up as agent of buyer? Possible Non-Exclusive
Why selling? Growth
Getting out of industry? No
Selling all or portion of residual? All
Has your processor waived right of first refusal? Not yet
Are there any existing liabilities or accounts payable? No
Average number of new accounts added per month? 25/mo

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ON HOLD - CardConnect Portfolio - ON HOLD

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Monthly net residual earnings (avg over last 12 months): 131k (selling 105k/mo).  
Number of active merchants? 490
Where your office is located? Midwest
Where are merchants located? Mostly southwest
Types of businesses? Retail and Medical
POS integration? Clover/NRS
Merchant contracts? Yes
Early Termination Fee? $750
What is your typical merchant pricing? flat rate
Cash Discount? yes
If Cash Discount, what % of portfolio? 50%
What percentage of your merchants lease terminals? none
Age of portfolio: Year? 2013
Number of merchants in the top 25% of accounts: 0
Attrition YTD (lost income): 10%
How many agents (not including yourself)? 0
Split with processor? 65/35
Percentage CNP? 10%
Gift card or cash advance program in place? gift cards not many 
Direct with processor or agents of ISO? direct
Time left on contract? Auto renew
Willing to sign up as agent of buyer? no
Why selling? Real estate investment
Getting out of industry? no 
Selling all or portion of residual? 80%
Has your processor waived right of first refusal? no 
Are there any existing liabilities or accounts payable? no
Average number of new accounts added per month? 12​​

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AVAILABLE - Wholesale First Data Portfolio - AVAILABLE 

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Monthly net residual earnings (avg over last 12 months): $100,000 

Number of active merchants? 680

Where your office is located? Northeast

Where are merchants located? East Coast

Types of businesses? Most are Brick ansd Mortar

POS integration? Some Clover Merchants,  Most are stand alone terminals

Merchant contracts? Not sure what this is looking for?

Early Termination Fee? Most merchants are beyond early termination period

What is your typical merchant pricing? 3 Tier, Interchange Plus, Cash Discount

Cash Discount? Yes 

If Cash Discount, what % of portfolio? 20%

What percentage of your merchants lease terminals? None

Age of portfolio: Year? 20 Years

Number of merchants in the top 25% of accounts:16

Attrition YTD (lost income): One Year attrition 10%

How many agents (not including yourself)? 0

Split with processor? Wholesale no split with processor

Percentage of retail/CNP merchants? 3%

Gift card or cash advance program in place? Yes

Direct with processor or agents of ISO? Processor

Gateway provider? Authorize

Time left on contract? Annual renewable

Willing to sign up as agent of buyer? Will stay on for earnout

Why selling? Retiring

Getting out of industry? Yes

Selling all or portion of residual? All

Has your processor waived right of first refusal? Not Yet

Are there any existing liabilities or accounts payable? No​​

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AVAILABLE  - Hard To Place Merchants Enterprise Sale - AVAILABLE 

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Monthly residual earnings (avg over last 12 months): 195k gross / 96k Net
Number of merchants? approx 400
Where merchants located? 98% USA 1 % EU 1% CDN.
Types of businesses? Hard to acquire accounts
What is your typical merchant pricing? Varies
What percentage of your merchants lease terminals? None
Inception of portfolio: Year? 2000
Attrition YTD (lost accounts): 3%
Platform? US and EU
How many agents? 1500 Referral Partners, 10-20 Active
Split with processor? Varies
Percentage of retail/moto/internet merchants? 1% retail , 85% ecom, 14 % Moto
Gift card or cash advance program in place? NO
Direct with processor or agents of someone? 97% Direct
Gateway provider? NMI, Fluid pay , Authorize[dot]net , Inovio
Willing to stay on board? Yes, for earnout
Why selling? Eventual Retirement
Getting out of industry? Yes
Selling all or portion of residual? Enterprise Sale
Has your processor waived first right of refusal? Waived
Are there any existing liabilities or accounts payable? None
Average number of new accounts added per month? 10 New Accounts

 

AVAILABLE - Data Driven Omni-Channel Platform - AVAILABLE​

 

Over $20M invested into a cutting-edge FinTech platform, hosted on Microsoft Azure and PCI Level 1 Certified. This advanced platform is supported by its founding engineering and merchant services teams, ready to propel your business into a leadership position in business services—far beyond just payments.

The Swiss Army Knife of Digital Payment Solutions

Our platform is a true Omni-Channel solution, designed to meet the needs of B2B, B2C, and C2B markets across in-person, mobile, and online channels. It provides scalable business and transactional processing for both Enterprises and SMBs.

Key Features and Capabilities

The platform supports all payment types, including:

• Card, ACH, cash, crypto, split pay, multi-tender, stored value, and more.

• Robust APIs (think Stripe) for seamless integration.

• Gateway solutions (iFrames, Widgets, CNP, CP).

• Event management tools (think Eventbrite).

• POS systems (think Square) and mobile payment apps (native Android and iOS).

• E-commerce solutions (think Lightspeed) with inventory management.

• Accounts Receivable (A/R) and Accounts Payable (A/P) tools, including:

  • Payment requests, invoicing, text-to-pay, and ACH solutions.

  • Recurring and on-demand contracts.

  • Membership management and e-boarding.

Additional services include PayFac, B2B payments, outreach tools (Engage), and more—making this platform a one-stop shop for modern payment and business needs.

Unmatched Value for Software Platforms

If you’re a software platform currently outsourcing payments to another acquirer, we can significantly improve your margins. As a wholesale ISO/MSP with buy rates below 3bps over interchange, we manage risk and underwriting in-house, including AML, KYC, and BSA support for both acquiring and issuing services.

 

Our platform is currently integrated with TSYS, and our diverse portfolio includes a recently signed 3-year agreement with one of the largest hospital groups in North America for software and payment services.